Use 'em or Lose ‘em - Don’t Let Your Dental Benefits Go to Waste

It is necessary to properly care for our oral health. If you haven't done that yet, it is necessary to make your end-of-the-year dental appointments. It is an enormous way to ensure that you’re getting the most out of your dental benefits. 

The end of the year is the perfect time to avail your dental benefits if you need larger dental treatments. Once you reach your deductible, the expenses drop and all the treatments are easier to get done. 

What Are the Treatments Offered?

Dental insurance services can be categorized into two parts — preventative and elective services.

Preventative Services

Maintaining oral care and preventing oral health problems falls in preventative dentistry. Regular cleanings, regular dental examinations, and routine X-rays are included in this service. Preventative care services and appointments are fully covered by the insurance plans. 

Elective Services 

Unlike routine or preventative services that are essential to maintain oral health, elective services are based on cosmetic categories. Veneers, teeth-whitening, smile-enhancing treatments are elective services. Dental benefits coverage may vary slightly among providers when it comes to elective services. 

Periodontics and prosthodontics may not be accessible in the first year of coverage if you get an individual policy. Orthodontics requires an additional fee in any kind of insurance policy.

Why Is It Necessary to Use Dental Benefits?

The following are the reasons why you should use the dental benefits before the new year:

Yearly Maximum

Every dental insurance plan has a yearly maximum on how much insurance will spend for your dental charges in a given year. The money does not roll over to the next year if you have any unused benefits. You have to use the benefits your insurance plan provides or forfeit them when the year ends.

Deductible

Before your insurance company pays for any services, you will see deductions taken out of each paycheck. An average deductible costs $50 per year. The deductible will be reset when the plan rolls over to the next year.

Dental Problems Can Worsen

The dentist can examine the illness when they are easy to fix and cost less. But it becomes more difficult to fix the dental problem if you do not visit the dentist and use the insurance policy. 

Use your dental benefits without wasting them. Schedule your appointment with Covington Signature Dentistry. Visit us at 27121 174th Place SE #202, Covington, WA 98042, United States, or contact us at (+1) 253-638-9955. Visit our website for more details.